Lease
Solutions
The most digital Leasing Partner in Europe
Pre-seed Financing Round • Q1 2026
Executive Summary
Impressive Growth
Explosive growth with a run-rate of €480.000 ARR (Nov-Jan). Current leasing portfolio stands at €1.5M with an €8M pipeline through existing partners.
Tech & Execution Moat
Unique workflow: From quote request to signed contract via digital ID in under 30 seconds, powered by AI models analyzing 5.000 parameters fetched from multiple sources (Graydon CreditSafe, secret sauce, ...).
Battle-Tested Economics
Strong unit economics: 31% base margin + 10% residual value over ~4.5 years. Currently a 0% default rate and extremely low OPEX (1.25%).
Strategic Scale-Up
Ready to leverage the LTV by raising a €6.5M debt facility to support the projected €8.000.000 sales volume from current partners in 2026.
The Problem – And Our Edge
We eliminate friction in European B2B financing by radically accelerating and digitizing the process.
Weeks vs. 10 Sec.
Traditional: Weeks of waiting for emails and manual checks.
Lease Solutions: Instant API credit checks on 5,000+ data points.
Paper vs. Digital
Traditional: Physical signatures and mountains of paperwork.
Lease Solutions: 100% digital onboarding and e-signatures via smartphone.
70% vs. 100%?
Traditional: Limited banking appetite leaves 30% of deals on the table.
Lease Solutions: Higher conversion through broader risk management and data-driven decisions.
The Solution: Seamless, Embedded B2B Leasing
Lease Solutions integrates directly into the sales process (CRM, webshop, workflow).
Imagine: the vendor puts both the product and the leasing proposal on the table simultaneously.
Partner quote is loaded.
Credit check via API analyzing 5.000 data points (multiple sources).
Clear YES/NO instantly visible in the system.
Generation & Signing via local digital ID.
Customer agrees, partner is paid immediately.
Traction & Growth
Lease Solutions demonstrates strong product-market fit with explosive revenue growth over the first months.
ARR Run-rate
Consistent month-over-month expansion in active leasing volumes: Nov (€15.000), Dec (€31.000), and Jan (€40.000).
Lease Portefeuille
Current size of active lease contracts in the BeNeLux. Fully funded with proprietary means (0% Loan-to-Value).
Sales Pipeline 2026
Expected sales volume originating from our existing base of current partners next year (MRR bridge to €2.2M ARR).
ARR Growth Trajectory — Quarter by Quarter
Current Performance
- ARR Run-rate: €480.000 (Q1 '26)
- Portfolio: €1.500.000
- Default Rate: 0%
- OPEX: 1.25% van ARR
Forward View & Projections
- ARR Target (2030): €13.4M
- ARR Target (2028): €5.3M
- Growth YoY '26→'27: 140%
Unit Economics
- Base Margin: 31%
- Residual Value Bonus: +10%
- Facility Target: €2.43M
- LTV 2026: 51.8%
ARR — Quarterly Projection 2025–2030
Lease Solutions' Moat: Tech & Distribution
Our defensibility is built not just on speed, but anchored through deep integration into partner tools.
Superior Real-time
Workflow
- Proprietary scripts and API calls analyze 5.000 parameters fetched from multiple sources (Graydon CreditSafe, secret sauce, ...).
- Time from quote to digital ID approval reduced from weeks to max 30 seconds.
- Customer signs the contract digitally instead of 'wet'.
Sticky Partner
Integrations
- Vendors (Medical equipment, IT, hardware) put the product together with the financing on the table.
- Integrated into CRM/Webshop. Frictionless.
- Existing partners intrinsically feed the pipeline towards €8.000.000+ volume over the next 12 months.
Risk Mitigation &
Scale
- Risk Profile: Currently Lease Solutions experiences a 0% default rate and 0 late payers.
- We lease "anything without a license plate that isn't bolted to a building". This diversifies sector-specific shocks.
Battle-Tested Unit Economics
Extremely efficient capital and cost structure. A model designed for sustainable scalability and robust margins.
High Lifetime Value (LTV)
A contract runs an average of 4.5 years (amortized over 5y). Upon just a one-year renewal, the margin significantly increases to 65% (LTV optimization).
Superior Efficiency
An operational cost structure of barely 1.25% on the total lease amount is unseen, driven entirely by our 'zero-touch' end-to-end automation.
The Leadership Team
Driven operators with deep roots in B2B Tech, Ops, and Capital Structures.
Hans Sebrechts
Co-Founder & CEOAn expert in operations and compliance for the Benelux market. Hans brings unparalleled experience in building streamlined systems, optimizing processes, and managing credit risks. His leadership guarantees the rock-solid execution of the platform.
Thijs Missiaen
Co-Founder & CTOA technical visionary focused on automation and system architecture. Thijs designed the 'zero-touch' workflow APIs and integrated the AI risk models with tools like CreditSafe, reducing processing time from weeks to mere seconds.
Financial Projections (5-Year View)
Growth trajectory based on a 31% base margin, 1.25% OPEX, and a targeted debt facility of €2.43M.
Why Now & Future Equity Raise
Seize the opportunity to subscribe into the future equity raise of a hyper-automated, proven B2B leasing model.
The Opportunity
Pipeline
To enable aggressive growth in 2026, we are seeking an initial credit facility of €2.43M. This sits on top of our existing capital of €1.7M.
Uncapped Potential
Our European partners are actively requesting us to scale across borders (current: BeNeLux).
Initial Debt Facility (2026)
Projected LTV in 2026
The bottleneck in scaling across Europe is pure capital availability, not sales or tech.
Appendices & Documentation
Download the full financial justification and detailed projections for further due diligence.